Settings

Six calm palettes — three deep and three brighter — with a shared golden accent. Looks only — not scoring, guidance, or saved checks.

Theme

Light

Clear SlateCool light slate with navy type — SpendClear default for crisp, readable clarity.Daylight IvoryWarm ivory canvas with navy type — open, daytime clarity.

Balanced

Sage GreenMuted sage surfaces between light and dark — calm mid-tone focus.

Dark

Classic BeigeWarm ivory on soft charcoal — private evening clarity.Earthy TanWarm tan surfaces and camel highlights — soft brown clarity.Executive NavyDeep navy surfaces with warm gold type — boardroom spending clarity.

Layout widthFocusedNarrower column — less eye travel on long reads.ComfortableDefault width for forms and results.SpaciousWider column on large screens.

DensityCalmGenerous spacing — default rhythm.CompactTighter spacing — more above the fold on small screens.

Your data on this device

Export or clear guardrails, history, intake, period ledger, savings clarity, Financial Context cache, settings, and local feedback. Trust diagnostics export separately. Stored only in this browser unless you export.

See Privacy and Your Data Rights · Privacy Section 19.3 for what the export contains.

Savings Clarity

Included with SpendClear (free). Reflection only — not a guarantee that you saved money.

Global

DebtPath

Constraint-safe repayment-path planning for US, Canada, and UK obligations.

Open DebtPath

Debt Exit Nigeria remains a separate workspace.

Your guardrails

Your data on this device

DebtPath

Settings

Your guardrails

Your data on this device

DebtPath